Sell now or wait for long-term treatment

Gain on property held 1 year or less is short-term and gain held more than 1 year is long-term [CGT2-4673, tax year 2025]. Short-term gain is taxed as ordinary income [CGT2-10767], while long-term gain gets the 0%, 15% or 20% rates [CGT2-0180, tax year 2025]. This compares the federal tax on the same gain sold now versus after the holding period passes, at 2025 rates. It does not predict price changes. Certain partnership interests need more than 3 years [CGT2-4673].

Filing statusSingleMarried filing jointly or surviving spouseHead of householdMarried filing separately Date you acquired the asset Gain if sold ($) Other taxable income ($) Your ordinary income tax rate (%) Modified AGI including the gain ($) Net investment income including the gain ($) Compare

As of October 20, 2026, based on Instructions for Schedule D (Form 1040) (2025) | Internal Revenue Service, An Overview of Capital Gains Taxes | Tax Foundation, Publication 550 (2025), Investment Income and Expenses, 26 U.S. Code § 1411 - Imposition of tax and Instructions for Form 8960, our research shows this may be the case. The law changes, so this could be outdated or wrong. Confirm with a licensed tax attorney or CPA before acting. This page is general education, not tax or legal advice for your situation.